Savings Archives

Bernanke Sees No Rush to Boost Rates
By: The Associated Press
By Jeannine Aversa, AP Economics Writer WASHINGTON (AP) — Federal Reserve Chairman Ben Bernanke sent a fresh signal Thursday that he's in no rush to reverse course and start boosting interest rates. The Fed's key bank lending rate is now at a record low near zero and will probably stay there for an "extended period," Bernanke said in prepared remarks to a Fed conference here. Read more»
How Safe Are Your Bank Deposits?
By: Brian O'Connell
With news coming out last week that the Federal Deposit Insurance Corp. might approach banks to borrow cash to fatten up depleted accounts, consumers may well wonder “is my bank money safe?” Let’s break out the magnifying glass and take a look. Read more»
Americans are nudging up their savings rates and getting more careful about borrowing. This begs a question: If you have some spare cash, should you save it or use it to improve your credit score? Read more»
Banks sure are quick about popping consumers with overdraft fees, but they’re much slower when it comes to crediting account deposits. Why the slow dance? Here are some reasons why. Read more»
Should you invest in a 401(k)? Sure. Absolutely. All the experts say so. That’s probably true for most people most of the time, but not always. These days, investors are wise to focus on a couple of factors that have changed (or might soon), making 401(k)s less appealing: tax rates and the availability of matching contributions from employers. Read more»
Consumers are borrowing less and saving more, according to the Federal Reserve.That news is not necessarily as good as it sounds. Many people have stopped borrowing because they’ve lost their jobs or already borrowed all they can. Read more»
Fees, fees and more fees. Banks are finding more and more ways to make debit cards expensive to use. Granted, the worst fees are for misuse, mainly spending more than you have in the account. But charges for “overdraft protection” weren’t supposed to happen. Debit cards are appealing precisely because you cannot spend more than you have. At least that used to be the idea. Read more»
With the average savings account interest rate hovering around a measly 0.23%, as measured by the sbup Savings Account Rate Tracker, frustrated bank consumers may already be halfway out the door. Read more»
Recently the Obama administration announced plans to make saving for retirement easier. Their underlying principle: removing temptation.But there’s no need to wait for the new rules to take effect. You can make the key moves on your own to keep your retirement plans on track. Read more»
Deals of the Week: Sept. 10
By: Brian O'Connell
Americans are back from summer vacation and banks seem to be taking notice. Exhibit A is this week’s best deals on interest rates – with some real steals on the block. Credit Cards Read more»
Sign Up Now for Our FREE Newsletter
Search for Rates

US Rate Map - National Savings Rates

 
Roll over states to see best rates.
 
Lower Rates Higher Rates

This illustration shows rates based on all terms and locations of a particular state. Products may not be offered by all institutions. Individual institutions determine the availability and required qualifications of their products. Product restrictions may apply.

Calculators

Calculator Access our Savings, Mortgage, Auto Loan and Personal Finance Tools here.