Refinance Archives

NEW YORK (sbup) — Much to the experts' surprise, the United States may be on the verge of another refinancing boom. The average rate on the 30-year fixed mortgage has fallen to 3.9%, down from 4.5% last spring. Read more»
NEW YORK (sbup) — When it comes to mortgages, everyone knows a low rate is better than a high one, because the interest charges are smaller. But there’s another benefit that’s often overlooked: A lower rate helps you build home equity faster. Read more»
NEW YORK (sbup) — The rise in interest rates since spring has taken the oomph out of the refinancing craze, because a homeowner replacing a 6% loan won’t save as much if the new one charges 4.5% instead of the 3.5% available last May.  Still, refinancing can pay if you’ll keep the mortgage long enough, so it’s worth running the numbers Read more»
NEW YORK (sbup) — For years, the mortgage industry has been living off refinancings, which have often accounted for more than 70% of mortgage applications. Now the refi rage is fading, as rising rates make it harder to save money by replacing an old loan with a new one. Read more»
NEW YORK (sbup) — Thousands upon thousands of homeowners are trimming their mortgage payments by refinancing to today’s rock-bottom rates, but about a third of them are still missing out on the best possible deal. Read more»
NEW YORK (MainStreet) —With mortgage rates setting record lows, refinancing has an obvious appeal to any homeowner who passed up earlier opportunities. Read more»
NEW YORK (MainStreet) -- For underwater homeowners and many who want to help them, there is a Holy Grail: principal reduction. But now, four years after the housing market started to collapse it may be time for a reality check. For most troubled borrowers, principal reduction is a remedy that may never happen. Read more»
NEW YORK (sbup) – When it comes to mortgage rates, homeowners have been watching just how low they can go and reacting accordingly to historically rock-bottom interest rates. Read more»
NEW YORK (MainStreet) – Homeowners of the past would drool over today’s low mortgage rates, with the 30-year fixed-rate loan averaging a mere 4.2%.  But there’s a catch: Qualifying for a loan was pretty easy in the old, pre-crisis days; thes Read more»
NEW YORK (sbup) — Housing reform advocates have spent plenty of time and energy criticizing the federal government’s mortgage-relief efforts during the past few years, focused mainly on the government’s signature housing relief program, the Home Affordable Modification Program (HAMP). Read more»
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