Real Estate Archives

WASHINGTON (AP) — Thousands of first-time homebuyers will be able to get short-term loans so they can quickly make use of a new $8,000 tax credit that was designed to boost the battered U.S. housing market.The Federal Housing Administration on Friday released details of a plan in which borrowers who use FHA loans can get advances from lenders that effectively let them receive the credit before they complete their taxes. Read more»
Selling a home without the help, and expense of a real estate agent can be a good option for some homeowners. But what about the buyers?It works for some, not for others. Buying a for-sale-by-owner (FSBO) home takes some guts, market knowledge and patience. Read more»
No doubt about it, finding out your home has been assessed a higher property tax appraisal can be a financial nightmare, akin to a root canal or even working as Simon Cowell’s personal assistant. Read more»
With prices down, it’s worth some extra effort to get every cent you can when you sell your home. So the FSBO, or “For Sale by Owner,” seems like a natural.Sell a $300,000 home without the help of a real estate agent and you’ll save $18,000 in commission, assuming a standard 6 percent.The FSBO option gets easier every year with a proliferation of online services to help sellers set prices and advertise. Read more»
House hunters are seeing some unfamiliar terms in the for-sale ads this spring. Some homes are listed as “short sales,” “foreclosures” or “bank owned.” And some ads carry ominous warnings about the listing price not being enough to cover all liens and debts.Are these troubled properties bargains? Or ticking time bombs? Read more»
The Basics Behind Home Equity Loans
By: manybanking.com Staff
By manybanking.com StaffIf you owe less on your home than what it’s actually worth, then you have what is known as “equity” in your home. Home equity loans allow you to borrow against that equity and get cash. Read more»
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