Mortgages Archives

ARM Rates Continue to Slide
By: manybanking.com Staff
Inflation fears are holding fixed-rate mortgage Read more»
How to Avoid a Mortgage Escrow Nightmare
By: manybanking.com Staff
When you get a mortgage to purchase, build or refinance a home, most lenders prefer to set up an escrow account so they can pay your property taxes and insurance premiums for you.  A monthly payment is added to your mortgage bill and analyzed once a year to cover any increases in taxes or insurance premiums.  Read more»
Mortgage Rates' Rally Feeble, Fleeting
By: manybanking.com Staff
Mortgage rates barely changed this week, after recovering slightly last week from the steepest four-week decline since October 2003. Read more»
Property taxes too high? Find a location that offers your family a better deal. The benefits might be about more than money. When property taxes for my New Jersey home surpassed my mortgage payment, I knew I'd need more than a bullhorn to let legislators know how I really felt. I sent an even louder message to the Statehouse in Trenton, where politicians talk incessantly about the property-tax crisis yet make no meaningful reforms. Read more»
Mortgage Rates Near Four-Year Low
By: manybanking.com Staff
Bad economic news coupled with a steep Federal Reserve rate cut sent mortgage rates tumbling for the fourth straight week to an almost four-year low.   Read more»
Mortgage Bankers Fault Bankruptcy Bill
By: manybanking.com Staff
Homeowners will pay if federal law increases bankruptcy protections, according to the Mortgage Bankers Association.   Read more»
Where the Fed's Mortgage Fix Falls Short
By: manybanking.com Staff
The Fed's proposal for changes in the "Truth in Lending" laws includes many excellent rules to address problems with the relationships among brokers, customers and lenders, and to clean up mortgage advertising.   Read more»
Mortgage Rates Fall in Week
By: manybanking.com Staff
Mortgage rates fell to their lowest levels in four weeks, responding to a steady stream of bad news about the economy.  The average rate on 30-year, fixed-rate mortgages fell 10 basis points to 6.07%, according to a survey by Freddie Mac (FRE) A basis point is a hundredth of a percentage point.   Read more»
The share of adjustable-rate mortgage applications for the month of December is nearing a low point the industry hasn't seen since 2001, but ARMs are unlikely to become a thing of the past, even though they can cause problems for homeowners who aren't financially disciplined.   Read more»
Countrywide Financial's shares have taken another severe hit this week amid rumors that it was preparing to file for bankruptcy.   Read more»
Sign Up Now for Our FREE Newsletter
Search for Rates

US Rate Map - National Mortgage Rates

 
Roll over states to see best rates.
 
Lower Rates Higher Rates

This illustration shows rates based on all terms and locations of a particular state. Products may not be offered by all institutions. Individual institutions determine the availability and required qualifications of their products. Product restrictions may apply.

Calculators

Calculator Access our Savings, Mortgage, Auto Loan and Personal Finance Tools here.