Mortgages Archives

Low Prices Aren't Luring Homebuyers
By: manybanking.com Staff
By manybanking.com StaffFalling prices have made homes around the country more affordable, but prospective homebuyers continue to stay on the sidelines. Those who continue to hold out for lower prices might miss a prime combination of low home prices and low interest rates. Knowing exactly when to get into the home buying game is next to impossible. Read more»
House Passes Bankruptcy Home Loan Bill
By: manybanking.com Staff
By Julie Hirschfeld Davis Associated Press WriterWASHINGTON (AP) — A plan to give debt-strapped American homeowners a chance to lower their mortgage payments through bankruptcy courts won House of Representatives approval Thursday as a report revealed that foreclosures and past-due home loans hit a record 5.4 million last year. Read more»
Obama Stimulus Holds Benefits for Seniors
By: manybanking.com Staff
By Adrian Sainz AP Real Estate WriterFrom a one-time $250 payment to a 50 percent increase in the limits for reverse mortgages, there are some housing-related items in President Barack Obama's stimulus plan that potentially can help seniors maneuver through difficult economic times. Read more»
Fannie Mae Extends No-Eviction Period
By: manybanking.com Staff
  WASHINGTON (AP) — Government-controlled mortgage finance company Fannie Mae said Friday it is extending a halt to evictions on foreclosed properties through the end of this month as it implements pieces of the Obama administration's plan to help struggling homeowners. Read more»
By Alan ZibelAP Real Estate Writer WASHINGTON (AP) — The Obama administration kicked off a new program Wednesday that's designed to help up to 9 million borrowers stay in their homes through refinanced mortgages or loans that are modified to lower monthly payments. Read more»
Obama Housing Plan Wins Banks' Support
By: manybanking.com Staff
By Robert Holmes, TheStreet.comJPMorgan Chase, Wells Fargo and Citigroup were among the banks to say on Wednesday that they strongly support President Barack Obama's plan to modify mortgages in order to prevent another wave of foreclosures. Read more»
By Alan Zibel AP Real Estate WriterWASHINGTON (AP) — The Obama administration's housing plan is intended to help 9 million struggling homeowners avoid foreclosure, but it leaves out tens of thousands of borrowers in the most battered housing markets who won't qualify because their homes have lost too much value. Read more»
By M. Gwertzman, sbup Citigroup (Stock Quote: C) announced a new plan Tuesday that gives the recently unemployed temporary relief on their mortgage payments. Homeowners who have lost their jobs and are 60 days or more behind on their Citigroup mortgage could see their payments reduced to $500 for three months. Read more»
Need a House Fast? Skip the Pre-Approval
By: manybanking.com Staff
By Farnoosh Torabi, MainStreet You’ve found a home you love. You think you can afford it. What’s the next step? Get pre-qualified as soon as possible, with help from a mortgage broker. Read more»
By sbup StaffIn real estate, a "sale-leaseback" is a transaction companies use to raise money or to shift around tax liabilities. But this maneuver – fairly common in the commercial real estate world - has started showing up in residential real estate deals, as cash-strapped homeowners get desperate for a way to stay in their homes. However, a sale-leaseback often leaves homeowners worse off than when they started. Read more»
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