Credit Center Archives

Pay Bank Fees Like a Loan
By: Brian O'Connell
What if you could pay back bank fees owed on overdraft charges like you would a normal loan — with a nominal interest rate? Read more»
Question: I’ve heard a lot about the new credit card rules that just went into effect, but what about the new rules on banks? Will I get a break on bank fees? — J. Stocke, Lawrenceville, N.J. Answer: Probably not, and I’ll get to the reason why in a moment. Read more»
Banks are primarily in business to provide credit for customers — as in "borrow at 1%, lend at 3% and be on the first tee by 5 p.m." Read more»
We've regularly chronicled the chilling effect of debt collection practices on U.S. consumer (for examples check here and here). In doing so, consumers have a long list of complaints about scams, aggressive calls, illegal threats, and nasty encounters. Read more»
President Obama took to the road recently to tout a new initiative that would encourage — or maybe twist a few arms is more appropriate — banks to lend money to small businesses. What’s the plan and how can entrepreneurs get in on the action? Read more»
Are Your Debt Priorities Jumbled?
By: Brian O'Connell
TransUnion is out with a new study that shows how Americans prioritize debt. Among other findings, consumers rank car loans and credit card payments ahead of their monthly mortgage. According to the TransUnion’s quarterly look at consumer payment trend data, Americans pay off their biggest debts in an interesting pecking order, and it looks like this: Read more»
You have to hand it to Bank of America (Stock Quote: BAC). When it comes to credit cards, the bank is king of the jungle. According to J.D. Power & Associates, Bank of America has... Read more»
Consumers Still Struggle to Pay Loans
By: Brian O'Connell
The vaunted U.S. consumer is in hibernation these days, still trying to catch up on debt before he or she starts spending again. But a new study from Equifax says that consumers aren’t gaining much traction with their debt payments. Read more»
The U.S. Treasury Department reportedly has a new draft on the table for more TARP loans — but there’s a wrinkle. First in line would be small banks, who the government wants to see spread some credit around to small businesses. Read more»
New Credit Watchdog Agency On the Way?
By: Brian O'Connell
Momentum is gathering on Capitol Hill for a new watchdog consumer agency devoted to credit and lending consumer issues. The agency falls under the Wall Street Reform and Consumer Protection Act of 2009. Here’s what the new agency would cover — and a look at its probability of passage. Read more»
Sign Up Now for Our FREE Newsletter

Brokerage Partners

Search for Rates

More Credit Center Articles

  • Spend With This Card, Stand Up to Cancer
  • Why You Must Check (and Fix) Your Credit Reports
  • Millennials In 'Overwhelming' Debt Trouble
  • 5 Things Americans Don't Know About Their Own Credit Scores
  • Get Your Kids Off to a Good Start With Credit

US Rate Map - National Money Market Rates

 
Roll over states to see best rates.
 
Lower Rates Higher Rates

This illustration shows rates based on all terms and locations of a particular state. Products may not be offered by all institutions. Individual institutions determine the availability and required qualifications of their products. Product restrictions may apply.

Calculators

Calculator Access our Savings, Mortgage, Auto Loan and Personal Finance Tools here.