CD Archives

CD Rate Trends This Week: May 4
By: Brian O'Connell
As the U.S. consumer goes, so goes bank certificate of deposit rates. That very well could be the case, and it also could be very good news for investors looking for more bang for their buck in the sluggish CD market. Read more»
Rising-rate certificates of deposit are a growing force in bank marketing campaigns, if not yet in consumer popularity. Bank of America (Stock Quote: BAC), Ally Bank and First Midwest (Stock Quote: FMBI) all offer some form of rising-rate CDs. Read more»
Banks are finally reacting to long-term stagnant certificate of deposit rates, perhaps realizing that the investors who have abandoned CDs due to meager interest rates may take a long time — if ever — to come back. Read more»
Certificate of deposit rates remain relatively flat this week, for the second straight week in a row. There was some thought among Wall Street-watchers that the U.S. Securities and Exchange Commission’s fraud charges against Goldman Sachs (Stock Quote: GS) would force investors into the “safe haven” of the bond market. Read more»
Does the old axiom “inch by inch, life’s a cinch, but yard by yard, life is hard” apply to the certificate of deposit market these days? Read more»
CD Rate Trends This Week: April 6
By: Brian O'Connell
The stage is set for higher certificate of deposit rates — even if it didn’t happened last week. Why the slow trigger? Most likely, banks haven’t caught up with the reality of a rising interest rate market, but they will soon. That reality lies in a combination of factors: an improving economy, inflation potential and an increasingly competitive rate environment triggered by higher Treasury rates. Read more»
Signs of hope, however fragile, seem to be appearing on the economic horizon. That should mean higher interest rates for certificate of deposit investors, unless there is a backlash over rising public debt levels in the U.S. For now, the good economic news is holding sway. Let’s have a look: Read more»
National certificate of deposit rates held steady last week, as some upward momentum from rising Treasury rates offset low demand for bank CDs from investors. Read more»
Deals of the Week: March 17
By: Brian O'Connell
We open this week’s edition of Deals of the Week with news from the Federal Reserve that bank interest rates won’t be going up anytime soon. The Fed bases that sentiment on its bedrock assumption that the economy is too precarious right now, and that it intends to keep its key federal funds rate at between 0%-0.25%. Read more»
With the exception of five-year certificates of deposit, CD rates are in decline once again for the week, a downward trend that is causing leading economists to openly wonder whether banks know something that the rest of us don’t — that the economy is heading back into a "double dip" recession. Read more»
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