Auto Loans Archives

Car Loans Get Easier
By: Brian O'Connell
NEW YORK (sbup) — It’s been a while – three years, in fact – since auto lenders relaxed their tight-fisted grip on new car loans. Not only are these lenders putting their “open for business” signs back on their front doors, they’re starting to lend money for new cars to a surprising group: sub-prime borrowers. Read more»
Everyone knows that used cars cost less than new ones, and many thrifty car owners think buying used vehicles makes the most financial sense in the long run, especially if you keep them until they die. Read more»
Homeowners are often told they can save tens of thousands of dollars in interest by paying extra to retire a mortgage early, but does the process work with cars? Well the principle is the same, but the numbers are much smaller. When loan rates are especially low, as some are today, it might make more sense to use extra cash for other purposes like saving or a rainy-day fund. Read more»
The Obama administration wants to increase ethanol in gas to 15%, a move that could damage vehicles produced before 2007. Until the situation becomes clearer, some drivers may consider leasing as an alternative to buying a new or used car. Read more»
3 Lemon Law Myths
By: Brian O'Connell
So you took out a loan and the only juice in your new set of wheels is of the lemon variety. Have no fear: If you know your state’s lemon laws—and the myths behind them—you might get your money back. Read more»
If you listed life’s best moments, driving away from the dealer’s in a shiny, fully-warranted vehicle would have to be up there. But down the line, when it’s time to trade in or sell your car, the experience can be rather unpleasant. Your next car is sure to cost more than the old one, and you may still owe more on the old car than you’ll get for trading it in. Read more»
Labor Day weekend is traditionally considered a great time to shop for a new car or truck, as dealers cut prices to clear lots for new-year models. This year, some car makers are offering an enticing combination of 0% financing and cash back. Other times, it’s often one or the other. Read more»
Fewer People Are Missing Car Payments
By: The Associated Press
By Eileen A.J. Connelly, AP Personal Finance Writer NEW YORK (AP) — In another sign that borrowers have taken tighter control of their debt, late payments on auto loans dropped in the second quarter. The rate of payments 60 days or more past due dropped to 0.53% of outstanding auto loans in the April-to-June period, from 0.73% a year ago, according to credit reporting agency TransUnion. Read more»
Cash for Clunkers: 1 Year Later
By: Brian O'Connell
It’s the one-year anniversary of “Cash for Clunkers,” but apparently, the financing option didn’t pan out so well and consumers are feeling “clunker” remorse. Read more»
Electric Cars: Buy or Lease?
By: Brian O'Connell
Everyone’s getting buzzed about the Chevrolet Volt and its $41,000 price tag. That’s a lot of cash, even for Al Gore. So maybe the best way to do the right thing environmentally, while saving a few bucks in the process, is leasing the Volt instead of purchasing it. Read more»
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