Savings Archives

NEW YORK (sbup) — Bank of America (Stock Quote: BAC) has teamed up with Wal-Mart (Stock Quote: WMT) on an outreach campaign to low-income Americans to make them aware of the earned income tax credit  Read more»
NEW YORK (sbup) — With 2010’s holiday shopping numbers showing Americans reaching deeper into their pockets these days, are consumers' debt Read more»
Last year was hardly a banner year for bank savings account customers. Interest rates scraped the bottom of the barrel and customers grew frustrated with lousy returns. But this is a new year, with some slightly better news for bank rate investors – starting with five savings accounts that are actually worth a good, long look. Read more»
NEW YORK (MainStreet) – The 2010 gift-giving season is over, but a gift for 2011 will start arriving in just a few days – and will keep on coming for 52 weeks. It’s the cutback in Social Security payroll deductions approved as part of the recent tax-cut compromise. Read more»
Go ahead, live a little. Buy that new game console you don’t really need. Throw a party with all the trimmings. It’s the holidays! Indulge! This, of course, is not the standard finger-wagging lecture you get this time of year, especially in a post-recession period that feels just like an actual recession. Read more»
Don’t count Dallas Fed President Richard Fisher among those economists who love the Federal Reserve’s ongoing policy of low interest rates. Banks make out like kings, he admits, but savers? Not so much. And that will hurt the economy more than it helps, he contends. Read more»
Bank savings are incredibly thin these days, and taxes chew away at what little interest you earn. You are probably stuck with the problem if you prize the safety offered by FDIC-insured bank accounts, but you can ease the tax burden a little by using a bank IRA instead of your classic savings account. Read more»
Everyone needs to keep some cash on hand for bills and emergencies. But cash held in bank savings accounts can also help reduce the volatility of an investment portfolio, and it can provide a reserve for jumping on investment opportunities. So how much of this type of cash should you have? Read more»
Fed to Bank Savers: Stop Saving
By: Brian O'Connell
The Federal Reserve’s announcement that it will funnel $600 billion into a massive government bond purchase (to spark more consumer lending and spending activity) has distinct winners and losers. With even lower interest rates on the way, mortgage borrowers are big winners. But bank interest rate savers have a bone to pick with Federal Reserve Chairman Ben Bernanke – they’re getting the short end of the stick, again. Here’s a look at the damage. Read more»
Q: "I have a health savings account, or HSA, through my financial institution, where I use money from the account to pay for health care services. In all the chaos over health care reform, I haven’t heard much about its impact on HSAs. Can you shed some light on this?" - T.R., Concord, N.H. Read more»
Sign Up Now for Our FREE Newsletter

Brokerage Partners

Search for Rates

US Rate Map - National Savings Rates

Roll over states to see best rates.
Lower Rates Higher Rates

This illustration shows rates based on all terms and locations of a particular state. Products may not be offered by all institutions. Individual institutions determine the availability and required qualifications of their products. Product restrictions may apply.


Calculator Access our Savings, Mortgage, Auto Loan and Personal Finance Tools here.