Refinance Archives

When and How to Refinance Your Mortgage
By: Staff
by Farnoosh Torabi, MainStreetIf you're considering refinancing your mortgage, prepare to pay up in the short term. Read more»
By Staff With interest rates low, homeowners looking to refinance their mortgages are finding out the hard way about tough new lending restrictions. If you’re saddled with too much debt these days, chances are, you’re going to be out of luck if you’re looking to lock in a lower rate. Read more»
By sbup Staff When it comes to refinancing your mortgage these days, being able to lock in a lower interest rate is the good news. The bad news? Finding out how much it will cost you. And with tighter lending standards in place and volatile interest rates, that bill keeps creeping up ever higher. Read more»
What's Behind the Refinance Rollercoaster?
By: Staff
By sbup StaffHomeowners rushed to refinance their mortgages last week, according to data from the Mortgage Bankers Association. But last week’s 64% increase in refinance activity came on the heels of a 30% decline just the week before. What's behind this refinancing rollercoaster? Read more»
Does "No cost" Refinancing Make Sense?
By: Staff
By Staff Refinancing your mortgage without having to pay the closing costs? Sounds like the best deal in town, with the savings from a lower interest rate kicking in right away since there are no upfront costs. But a "no-cost" refinancing can actually end up costing you more in the long run. Here's how to figure out whether it's right for you. Read more»
January’s Refinancing Boom Slows Down
By: Staff
By sbup Staff The refinancing boom of January 2009 is already trailing off. And if you’re waiting to refinance your mortgage until rates drop even lower, you may want to reconsider. Read more»
By sbup Staff Refinancing a mortgage generally makes sense only if it saves you money. Whether you're jumping from an adjustable rate mortgage (ARM) to a fixed rate mortgage (FRM), or replacing one FRM with another, getting the lowest rate possible is the key to saving as much as possible. Finding the lowest rate requires a little shopping around, and a little negotiating as well. Read more»
By sbup Staff A rainy-day fund is supposed to cover three to six months of fixed expenses, such as health insurance, food and housing costs, in the event you suffer a loss of income. If you don't have enough set aside, you might be considering tapping into your home's equity to provide a cushion. But instead of a home equity loan or line of credit (HELOC), consider a cash-out refinance. Read more»
By Philip van Doorn - sbup With all the dreadful news and market action on banks home and abroad over the past few days, we need to remember that life goes on, and it’s possible to find some benefit in the current environment. Read more»
By sbup StaffAfter almost three consecutive months of declines, interest rates on fixed-rate mortgages have risen by nearly half a percentage point since last week, according to data from's. But this jump in rates has more to do with supply and demand than it does with an end to historically low rates. Read more»
Sign Up Now for Our FREE Newsletter

Brokerage Partners

Search for Rates

US Rate Map - National Home Equity Rates

Roll over states to see best rates.
Lower Rates Higher Rates

This illustration shows rates based on all terms and locations of a particular state. Products may not be offered by all institutions. Individual institutions determine the availability and required qualifications of their products. Product restrictions may apply.


Calculator Access our Savings, Mortgage, Auto Loan and Personal Finance Tools here.