Mortgages Archives

NEW YORK (sbup) -- For most of us, paying cash for a home is unimaginable. We just don’t have that much money lying around. It may surprise you, then, to hear that nearly 30% of homes are bought with cash. Read more»
3 Ways to Mess Up Your Mortgage
By: Brian O'Connell
NEW YORK (MainStreet) — Getting a mortgage is hard enough without fumbling the process on your end, but that’s exactly what mortgage loan applicants do every day. To avoid shooting yourself in the foot, you’ve got to play the loan game like a chess match and stay one step ahead of the bank. Read more»
NEW YORK (MainStreet) — The reviled adjustable-rate mortgage is getting a little more respect these days, with many mortgage experts urging borrowers to crunch the numbers before automatically rejecting ARMs in favor of fixed-rate loans. Read more»
D.C.'s Housing Boom, Demystified
By: Brian O'Connell
NEW YORK (sbup) -- At least one major urban area in the U.S. is stable. Washington, D.C.’s housing market showing the most pending contracts signed since 2005 in numbers for May 2011. Why our nation's capital? A stable job environment, unlike the rest of the country, is a big reason why. Read more»
NEW YORK (MainStreet) — Banks have long struggled to come up with the right formula to help delinquent mortgage borrowers pay their bills and stay in their homes, but programs like HAMP, mail-in loan modification requests, and Read more»
When Congress passed the Dodd-Frank financial reform bill last year, it included a provision that would establish “qualified residential mortgages,” mortgages that come with a 20% down payment stipulation. Housing industry groups raged against the rule, saying it would cut millions of creditworthy buyers out of the housing market. Read more»
NEW YORK (MainStreet) — Wells Fargo (Stock Quote: WFC) recently announced it will no longer offer reverse mortgages, following a similar announcement by Bank of America (Stock Quote: BAC) a few months ago. Read more»
NEW YORK (MainStreet) — Not long ago, shifting market conditions led us to take another look at the merits of five-year adjustable-rate mortgages, despite the bad reputation ARMs got during the mortgage debacle a few years ago. Read more»
NEW YORK (sbup) — A new report on the financial stability of first-time homebuyers says 87% of them can “easily” handle their mortgage payments; at the same time about 66% of Americans say now is the time to buy a home. Read more»
NEW YORK (sbup) — A few minutes with any mortgage calculator will produce a monthly payment figure right down to the penny, but it always seems that after you get the loan, your payment sometimes ends up hundreds of dollars higher. The culprit? The oft-misunderstood escrow payment. Read more»
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