Interest Checking Archives

NEW YORK (MainStreet) – By the end of February, the flood of tax documents and year-end financial statements to keep track of can make for some bulging, sloppy files. And that’s just part of your paper trail for the past 12 months. Your bank, brokerage and mutual fund companies have also showered you with monthly and quarterly statements, trade confirmations, prospectuses and annual reports over that time. Read more»
NEW YORK (sbup) — Unhappy about new federal rules such as the curb on overdraft charges, banks are looking for ways to make up the los Read more»
NEW YORK (sbup) - The U.S. government is in “Phase One” of a 10-year campaign to phase out Social Security checks. The government is trying to save money and time by transitioning recipients to electronic direct deposits, but with only a handful of exceptions. Read more»
NEW YORK (sbup) – The Federal Reserve’s new rules on debit card fees have their share of winners and losers, but one big winner is small businesses. Small companies like retail shops may save up to 70% on debit card transaction savings, according to Federal Reserve numbers. Read more»
Banks are pretty stingy these days, with yields on interest-bearing checking accounts averaging an infinitesimal 0.105%, according to the sbup survey. So maybe it’s time to find a bank that’s more generous. Read more»
Did you know there is a consumer "distress" index? TheStreet has the details, but basically, a nonprofit credit counseling firm called CredAbility owns a Consumer Distress Index – and it shows that Americans are getting more anxious about the economy. Read more»
Q: I haven’t gotten back to my bank about whether or not I’ll opt in on bank overdraft protection. I’m leaning against it, because I’ve been hit with some overdraft fees on busy banking days. How do banks figure out what withdrawals go through and which withdrawals get penalized? — T. Flaherty, Seattle Read more»
Q: I still haven’t decided whether to opt in or out on overdraft coverage on my checking account. I know it’s down to the last minute, but what are key factors? I’m getting a ton of notices from my bank, so I just want to make the right decision, and get it out of the way. — A. Piedo, Newark, N.J. Read more»
5 Tips for Dodging ATM Fees
By: Brian O'Connell
ATMs might be an indispensable part of bank consumers’ lives, but that doesn’t mean you should pay more. Read more»
Deals of the Week: Aug. 4
By: Brian O'Connell
In the beginning of April, the 10-year U.S. Treasury note was brushing up against the 4% level. Since then, the 10-year note has fallen more than 100 basis points, to 2.92% in Wednesday trading. The 10-year bond is an important bellwether for bank investors. By and large, the direction of bank rates mirrors the direction of the 10-year note, but lately, that direction’s pointing south. Read more»
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