Home Equity Archives

What’s Your Home Worth?
By: manybanking.com Staff
By Jeff BrownAt some point, every homeowner wants to know: What’s my home worth? It matters, of course, if you want to sell, if you’re thinking of refinancing or taking out a home-equity loan. Read more»
Home Equity Loan v. HELOC
By: manybanking.com Staff
By manybanking.com StaffFor many people, home equity is one of their most valuable assets. While falling home prices have caused an erosion of equity throughout the country, some Americans still have enough equity in their homes to borrow against. Read more»
Understanding Home Equity Loan Deductions
By: manybanking.com Staff
By Jeff BrownA home equity loan can be a good source of cash for an emergency line of credit, or to pay for college, a renovation or some other one-time expense. Read more»
Using Home Equity as Back-Up
By: manybanking.com Staff
By Jeff BrownEveryone has a rough patch from time to time, when more money goes out than is coming in. So, it’s nice to have a back-up fund, like a home equity line of credit that’s cheaper than a credit card.But be sure to do some careful research, because interest rates on these loans are “variable,” meaning they can jump unexpectedly, causing a nasty increase in monthly payments. Read more»
Five Tips For Borrowing Against Your Home
By: manybanking.com Staff
By manybanking.com StaffHome prices have returned to 2003 levels in some parts of the country, according to data from the National Association of Realtors. Read more»
By sbup StaffIf you’re carrying a pile of debt at high interest rates, consolidating is one way to save money and get out of debt sooner. Two of the most popular ways to consolidate debt are with credit card balance transfers and home equity loans. Both have their share of advantages and disadvantages. Read more»
Making Sense of Home Equity Loans
By: manybanking.com Staff
By Jeff BrownWith all the attention on foreclosures and “underwater” mortgages, it’s easy to forget that millions of Americans have owned their homes long enough to have substantial equity. It’s still possible for many to tap that wealth through a home-equity loan. Read more»
By John Morrell, TheStreet.comSelling a house at the right price, quickly, is much harder in today's market. But it can be done. Here are five extreme-sales techniques that may get your property moving while your neighbors' homes sit and grow weeds. Read more»
Keep Your Home Equity Line Flowing
By: manybanking.com Staff
By sbup StaffIt wasn’t too long ago that banks were eager to let borrowers tap into their home equity through home equity lines of credit (HELOCs). These loans were commonly used for big-ticket expenses like home remodels and college tuition, while some borrowers just enjoyed access to affordable credit in case of an emergency. But as home prices began their precipitous fall and defaults rose, those second mortgages weren’t quite so attractive anymore. Read more»
The Reverse Mortgage, Revisited
By: manybanking.com Staff
By Farnoosh Torabi, MainStreet Read more»
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