Credit Center Archives

NEW YORK (MainStreet) -- Does America have a new poverty class that leans closer to Charles Dickens than it does to Charles Darwin? Read more»
Americans Just Don't Get Credit Scores: Study
By: Brian O'Connell
NEW YORK (MainStreet) – A new report out from the Consumer Federation of America leaves a big impression about the U.S. consumer, and it's not a pleasant one. Read more»
MasterCard: "Contactless" Consumers Spend More Cash
By: Brian O'Connell
NEW YORK (MainStreet) — Does the simple act of handing your credit card over to a cashier, or at least swipe the card in a scanning device at the register save you money? In a strange way, yes it does – at least in a relative sense. Read more»
Durbin Rule Costs Banks 'Billions' - Consumers Paying Price?
By: Brian O'Connell
NEW YORK (MainStreet) – To paraphrase Dr. Seuss, big banks don’t like the Durbin Amendment – not a little bit. Read more»
NEW YORK (MainStreet) -- A Wall Street economist says that bank credit is one of the major lynchpins supporting the fragile economic recovery, if you can even call it that. Read more»
NEW YORK (sbup) – Back in January, one of the major credit reporting agencies, Experian (Stock Quote: EXPE), announced itwould begin including rental payments in its credit score formula. Read more»
NEW YORK (MainStreet) – There’s one area of the credit card market that is growing by leaps and bounds – prepaid cards – and federal law enforcement officials say it’s a troubling trend that can be accounted for, at least in part, Read more»
NEW YORK (MainStreet) — Creditors are still skittish about lending these days, and for borrowers looking for credit, job one is not to do anything that will chase those lenders away. Read more»
Citi Backs Up Fico 8 Credit Model
By: Brian O'Connell
NEW YORK (MainStreet) — Citi Cards (Stock Quote: C) has finished testing the new FICO 8 model, a credit scoring tool launched in 2009 that does away with the conventional FICO model. Read more»
NEW YORK (sbup) — Payday operators have long operated in the shadows on the seamier side of town, but one community bank is looking to bring payday loans into the sunshine of respectability. It offers better rates and has a unique savings feature attached that promotes savings and not spending. Read more»
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