Credit Center Archives

How to Tell When a Balance Transfer Credit Card Is Right for You
By: Brian O'Connell
NEW YORK (sbup) — Economic conditions are ideal for a balance transfer credit card. Higher credit card debt, a slow economy and easy access to a 0% interest credit car make transfer balance cards a good bet these days. That is, if you know how to get one. Read more»
Best Not to Deal With Debt Settlement Deals
By: Brian O'Connell
NEW YORK (sbup) — On the surface, debt settlement deals sound like an answer to a financially struggling consumer's dream. You can cut a deal with a lender to pay a lump sum — usually well below the actual amount of the debt — and remove that debt from your life forever. Read more»
NEW YORK (sbup) — Americans love their getaways, but they need ways to save money — in an American Express survey, 31% of respondents said in July that they spent more than $1,000 per person on their vacation, up from 27% the year bef Read more»
NEW YORK (sbup) — Last year's Target payment card breach, which went public in the heart of the busy holiday shopping season, had the potential to derail the popularity of bank debit cards. But damage to the debit card brand wasn't even close to being a serious threat. Read more»
NEW YORK (sbup) — Millions of Americans may know who won American Idol or are aware geckos and pigs to sell car insurance, but ask them if they know their own credit score and you'll get a blank look. Read more»
NEW YORK (sbup) — Consumers are doing a much better job paying their credit card bills, but is that a sign of stronger consumer sentiment or a debt reduction move by cardholders who believe the economy is weakening? Those are fair questions to ask, considering consumer sentiment — a leading indicator of the nation’s economic health — has fallen below where financial analysts expected it to be. Read more»
NEW YORK (sbup) — Call it the "Target effect." After consumers got wind of the data security breach that left customer credit card numbers open to identity thieves last year, many stopped using their credit and debt cards while shopping at the national big box retailer. Read more»
Prepaid Cards Win Hearts Among Middle-Class
By: Brian O'Connell
NEW YORK (sbup) — Prepaid credit and debit cards are becoming a personal finance weapon of choice for more Americans. According to a study last year from, U.S. prepaid card use grew to $64 billion in 2012 from $56.8 billion in 2011. Read more»
Capital One Clarifies 'Home Visits,' But Be Vigilant Anyway
By: Brian O'Connell
NEW YORK (sbup) — Credit card provider Capital One is caught in a vortex of its own this week — a storm centered around language in its credit card contracts that implies it has the right to visit a customer's home to collect a debt. Read more»
Consumer Loan Debt Is Down In '14
By: Brian O'Connell
NEW YORK ( Read more»
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