Credit Cards Archives

New Credit Card? Take These Steps First
By: Brian O'Connell
With more credit card consumers fed up with their current provider and looking to make a switch, a new credit card might be appealing. But before you sign up for some new plastic, prepare yourself by deploying these key strategies first. Read more»
With the advent of Paypal, consumers are quickly getting used to the idea of making — and receiving — payments electronically. Electronic payments are cash exchanges made from your bank account to another party’s account using specialized, secure Web sites to handle the transaction. You can use e-payments to shop online, to pay a bill or to accept a payment from another party online. Read more»
Credit Card Tips for the Holidays
By: Brian O'Connell
Recession or not, Americans are out hunting for great deals on Christmas presents — and while they’re relying less on plastic, that doesn’t mean they’re not using their credit cards. Read more»
The Major Dangers of Co-Signing Credit Cards
By: Brian O'Connell
With credit card companies being ultra-careful about selecting customers, co-signing a credit card is back in vogue. But if you’re asked to co-sign on a card, know the dangers of doing so before you sign on the dotted line. What kind of dangers are we talking about? 1. You get the debt. Read more»
Watch Out for These Card Offers
By: Brian O'Connell
Uh-oh. The credit card companies are losing money, which can only mean one thing: Card carriers are going to be more aggressive about reaching out to qualified customers with "great" offers that some consumers can't resist. The most recent evidence comes from last weekend’s holiday shopping figures. According to America's Research Group, just 26% of U.S. shoppers paid for their purchases with a credit card. Read more»
You may not realize it, but the 140-character messages allowed on Twitter leave plenty of room for companies to eavesdrop on you — and figure out whether you’re a good credit risk or not. One company is becoming particularly adept at the gambit — and here’s how they’re doing it. Read more»
By Candice Choi, AP Personal Finance Writer NEW YORK (AP) — For Citibank credit card holders, there is one way to escape the bank's rate hikes currently under way: Meet a monthly spending requirement. Read more»
By Mark Jewell, AP Business Writer BOSTON (AP) — JPMorgan Chase & Co. said Friday it is dropping a clause from its credit card contracts that required disputes with customers to be handled through binding arbitration, a move that could lead to consumers filing class-action and other lawsuits. Read more»
No doubt about it, consumers are out shopping on Black Friday, but they’re leaving their credit cards at home. A new study says credit card usage during the holiday season will be down at least 10%. What are shoppers doing instead? And what does the trend away from plastic mean to the credit card industry? Let’s take a look. Read more»
On any list of high-end retailers, you likely won’t find Sears (Stock Quote: SHLD). The retail giant has long been a value play for shoppers more than it has been a high-fashion, glamour stop at the mall, like a Nordstrom’s (Stock Quote: JWN) or a Neiman Marcus (Stock Quote: NMG). Read more»
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