CD Archives

Question: I’ve heard the argument that bank certificate of deposits are a bad idea in an inflationary economy. I take that type of economic environment to mean that prices are higher and low returns on CD’s can’t keep up. But now people are saying that we’re heading into a “deflationary” economy. I have several thousands dollars I’d like to invest, and I’m thinking CD’s. But how do I figure out the deflation-inflation thing? Read more»
CD Rate Trends This Week: June 29
By: Brian O'Connell
Certificate of deposit rates continue their slide this week, the financial equivalent of a death march for weary bank interest rate investors. Read more»
CD Rate Trends This Week: June 22
By: Brian O'Connell
There’s no relief in sight for beleaguered certificate of deposit investors, and no help from an economy that continues to pour cold water on CD rates. We’ll get to the number in a moment, but by and large, CD rates were down again last week, as measured by the sbup Weekly CD Rate Tracker. Read more»
CD Rate Trends This Week: June 15
By: Brian O'Connell
When it comes to politics, opting for the lesser of two evils is a common refrain from citizens emerging from the voting booths. When it comes to investing, it’s not so clear cut. After all, what’s an investor to do these days? It really boils down to two seemingly unappealing options. Read more»
Deals of the Week: June 9
By: Brian O'Connell
If you read yesterday’s CD Rates This Week, you might have noticed the downward trend for bank savings rates over the past year. Read more»
CD Rate Trends This Week: June 8
By: Brian O'Connell
It’s not exactly the heyday for bank deposit rates. Take certificate of deposit rates. Bank Marketing News regularly charts the direction of CD rates on a year-to-year basis. Its latest chart — as of May 21 — shows that three-month CDs have fallen 54.08% year over year. Read more»
CD Rate Trends This Week: June 2
By: Brian O'Connell
April showers may have brought May flowers, but they didn’t bring decent certificate of deposit rates last month. CD rates for May were down for the 19th month in a row, offering bank investors scant hope that the situation will improve anytime soon. Read more»
CD Rate Trends This Week: May 25
By: Brian O'Connell
For months, bank investors have been waiting for the economy to improve, thus laying the foundation for higher certificate of deposit rates. But key indicators that drive the economy — specifically housing, the stock market and unemployment — just aren’t cooperating. Housing: Read more»
CD Rate Trends This Week: May 18
By: Brian O'Connell
Officials at the Federal Reserve continue to hit the speech circuit with a sharp message: expect low interest rates to hang around a while. Read more»
CD Rate Trends This Week: May 11
By: Brian O'Connell
Rate watchers know the drill. For certificate of deposit rates to rise, we need to see evidence of a sustained economic recovery. While much of the news has been upbeat so far in 2010, something inevitably comes along to undercut any good economic news, and thus keep CD rates low for yet another week or two. Read more»
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