CD Archives

NEW YORK (sbup) — Certificate of deposit rates are in the doldrums and have been for much of the past seven years, ever since the Great Recession and Federal Reserve's decision to lower interest rates to spur lending and help the mortgage market. Read more»
NEW YORK (sbup) — Hey, have I got a deal for you! A CD that pays five times the average! That’s especially appealing in today’s tricky savings environment, with rates still pretty low but likely to rise. Read more»
NEW YORK (sbup) — Interest rates on the 10-year U.S. Treasury note have soared above 2.8% after hitting a low of less than 2% in the spring, symbolizing a rate trend many expect to continue. So, finally, it’s a good time to put money into interest-bearing products such as certificates of deposit, right? Read more»
NEW YORK (sbup) -- As the old saying goes, even a broken clock is right twice a day. The same goes for experts who predict a rise in interest rates. They’ll have to be right eventually, because it’s just unthinkable bank rates will stay this low forever.  Read more»
NEW YORK (MainStreet) – With the stock market sinking, cash looks awfully appealing – even though interest earnings are below stingy. But if you want to build up cash in a hurry, where’s it going to come from? Read more»
NEW YORK (MainStreet) —Talk about buzzard's luck. Certificate of deposit investors just can’t get to that high yield plateau. Case in point: The recent debt ceiling debate in Washington. Read more»
  NEW YORK (sbup) — Attention savers: Keep a close eye on the expiration dates for your CDs, or else you could get locked into a new and stingy deal, and miss out on the bigger yields that might be coming in 2011. Read more»
CD Rate Trends This Week: Nov. 30
By: Brian O'Connell
The economy got a big boost this morning with news from the Conference Board that the American consumer is starting to break open her pocketbook again. Read more»
CD Rate Trends This Week: Nov. 23
By: Brian O'Connell
With Black Friday beckoning, perhaps that infamous holiday moniker fits bank savers like a glove. Certificate of deposit rates remain on a downward spiral, even as most mortgage rates are moving up the scale. Black clouds are indeed hovering over the CD market. Read more»
CD Rate Trends This Week: Nov. 16
By: Brian O'Connell
It’s rare that bank deposit rates decline the same week that U.S. mortgage rates are on the rise – but that’s what happened this week. The drop in certificate of deposit rates, in particular, was a sharp one. As measured by the sbup Weekly CD Rate tracker, the 12 month CD rate fell from 0.561% to 0.532%. Further up the duration scale, the 60 month CD fell from 1.612% to 1.573%, a precipitous decline of 39 basis points. Read more»
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